Buying your first home is one of the most exciting—and stressful—milestones in life. The process can feel overwhelming, but understanding the basics can make a huge difference. Here are five essential things every first-time homebuyer should know:

1. Get Pre-Approved Before You Start Shopping

Before you browse listings or attend open houses, get pre-approved for a mortgage. This not only shows sellers you’re serious, but also helps you understand what you can afford.

2. Know All the Costs Involved

It’s not just the down payment—consider closing costs, inspection fees, home insurance, property taxes, and potential repairs. Budgeting for the full picture will prevent surprises later.

3. Understand Your Priorities

You probably won’t find a home that checks every single box. Decide what’s non-negotiable (like number of bedrooms or location) and what you can compromise on.

4. Don’t Skip the Home Inspection

Even if the home looks perfect, always get a professional inspection. Hidden problems like foundation issues or roof damage can be costly.

5. Work With a Realtor You Trust

An experienced agent will guide you through the process, help you avoid pitfalls, and negotiate the best deal on your behalf.

Final Thought: Buying a home is a big step, but it doesn’t have to be intimidating. With the right support and preparation, your first home purchase can be a positive, exciting journey.